The History of ACA in Indiana and Possible Changes under Trump
The health sector in Indiana has been experiencing a lot of changes especially under the leadership of Pres. Obama and Trump especially when it comes to the insurance companies. Under the leadership of Pres. Obama, the healthcare received a lot of changes especially by the introduction of the Affordable Care Act. The ACA also called Obama care was signed in by Pres. Obama in 2010 and since then it has been a topic of debate in many platforms, including by the politicians, policymakers, and shareholders. The main aim of the law that was signed in by the president Obama, was to facilitate easy purchases of policies from different systems such as the tax credit, health insurance exchange and other subsidiaries. This was a shift from what was happening before where Medicaid expansion was voluntary in different states. Given in this article are some of the impacts of the is he in the Indiana and possible changes after the order by Pres. Trump.
One of the impacts of the ACA that many researchers have found out after the introduction, is that there is reduction in number of people who are uninsured in Indiana. Many researchers took the impact of the ACA which was introduced by Pres. Obama very seriously and after long research, they found that between 2013 and 2014, the number of uninsured people in Indiana reduced by 18.8% that is from 45 million people to 36.7 million people. There was a notable increase in insured people constantly reducing the number of uninsured people in Indiana important being 16.3 %, 14.5 in 2013, 11.7 in 2014 and researchers should that at the end of 2016, the number of uninsured people in 2016 was 8.6%. The ACA was effective in dropping the number of uninsured people in Indiana because of the eligibility of the Medicare programs as well as improved tax credit allowing people to purchase private insurance. The order given by the Trump policy will eliminate this in that people relied on the subsidiaries to purchase the insurance policy and the subsidiaries are being eliminated by the Trumps order because it was a burden on the government because it increased the tax.
The other impact of the ACA in Indiana is that expanded the coverage options. With ACA, there was the limit of out of pocket cost from an individual and also from a family plan. It is said that it expanded their Medicaid 130 % of the federal poverty levels and therefore providing coverage for the adults to without children as it was the first time. However, the Trumpcare by 2020 will have eliminated this expansion because is a limit in the level of expansion. Through the ACA also, there was the possibility of insurance exchanges especially through online shopping, which will also be eliminated as the Trump care emphasize on choosing the benefits to cover.